Terms & Conditions
Effective date: 30.06.2026
1. About These Terms
These Terms & Conditions (“Terms”) govern your use of the website fincore.am (the “Website”), operated by FinCore Consulting LLC, a limited liability company registered in the Republic of Armenia (TIN 00257879), with its registered office at Rostovyan 17, 0008 Yerevan, Republic of Armenia (“FinCore,” “we,” “us,” “our”).
By accessing or using the Website, you agree to these Terms. If you do not agree, please do not use the Website.
2. Purpose of the Website
The Website provides general information about FinCore’s accounting, tax, managerial accounting, legal, and HR administration services, along with related informational content and tools. The Website allows you to contact us and request a consultation or proposal.
3. No Professional Advice Through the Website
Content published on the Website — including service descriptions, articles, news, and calculators — is provided for general informational purposes only. It does not constitute accounting, tax, legal, financial, or other professional advice, and it does not take into account the specific circumstances of your business.
Using the Website, submitting an inquiry, or requesting a consultation does not create a client relationship with FinCore. A client relationship is established only through a separate written service agreement signed by both parties. Until such an agreement is in place, you should not act or refrain from acting on the basis of any Website content without obtaining professional advice specific to your situation.
4. Calculators and Interactive Tools
The Website may include informational tools, such as the Salary Calculator. These tools:
- provide estimates only, based on rates and rules current at the time of their last update;
- may not reflect recent changes in Armenian tax, social payment, or labor legislation;
- do not account for the individual circumstances of a specific employee, employer, or contract;
- are not a substitute for professional payroll, tax, or accounting advice.
FinCore does not guarantee the accuracy, completeness, or fitness of calculator results for any particular purpose and accepts no liability for decisions made on the basis of such results. For binding calculations, request a professional consultation.
5. Acceptable Use
When using the Website, you agree not to:
- use it in any way that violates applicable law;
- attempt to gain unauthorized access to the Website, its server, or connected systems;
- introduce malicious code or interfere with the Website’s operation;
- submit false, misleading, or unlawful content through our forms;
- use automated means to scrape or copy Website content, except as permitted by law.
6. Intellectual Property
All content on the Website — including text, service descriptions, articles, graphics, logos, the FinCore name and brand, page layouts, and tools — is owned by FinCore Consulting LLC or used under license, and is protected by the legislation of the Republic of Armenia and international intellectual property law.
You may view, download, and print Website content for your personal or internal business, non-commercial use. Any other reproduction, distribution, modification, or public use of Website content requires our prior written consent.
7. Inquiries and Communications
When you submit an inquiry through the Website, we will review it and may contact you by email, phone, or messenger to discuss your request. Submitting an inquiry does not oblige FinCore to accept an engagement, and does not oblige you to purchase any service. Personal data submitted through the Website is processed in accordance with our Privacy Policy.
8. Third-Party Links and Services
The Website may contain links to third-party websites and services (including social networks and messaging platforms). These are provided for convenience only. FinCore does not control and is not responsible for the content, availability, or practices of third-party resources.
9. Disclaimer and Limitation of Liability
The Website is provided on an “as is” and “as available” basis. While we take reasonable care to keep the Website’s content accurate and up to date, we make no warranties, express or implied, regarding its completeness, accuracy, reliability, or availability.
To the maximum extent permitted by the legislation of the Republic of Armenia, FinCore shall not be liable for any indirect, incidental, or consequential loss or damage arising out of or in connection with the use of, or inability to use, the Website or its content, including decisions made in reliance on informational content or calculator results.
Nothing in these Terms limits liability that cannot be limited under applicable law. These Terms govern Website use only; the terms of any professional engagement are set out in the relevant service agreement, which prevails over these Terms in case of conflict.
10. Changes to the Website and These Terms
We may modify, suspend, or discontinue any part of the Website at any time. We may also update these Terms from time to time. The current version is always published on this page with its effective date. Continued use of the Website after changes are published constitutes acceptance of the updated Terms.
11. Governing Law and Jurisdiction
These Terms are governed by the laws of the Republic of Armenia. Any dispute arising out of or in connection with the use of the Website shall be subject to the jurisdiction of the competent courts of Yerevan, Republic of Armenia, unless mandatory law provides otherwise.
12. Language
The Website is available in English, Armenian, and Russian. In the event of any discrepancy between language versions of these Terms or other Website content, the English version shall prevail. Armenian and Russian versions are provided for convenience.
13. Contact
FinCore Consulting LLC Rostovyan 17, 0008 Yerevan, Republic of Armenia Email: [email protected] Phone: +374 44 689 666